Your company has already acknowledged TO First Direct that QuickBooks has a problem under investigation - they gave FD an investigation code which I mentioned before - 43299 - so trying to put the blame elsewhere is just not satisfactory customer service. An overdraft can be used to borrow money on your current account and can help in months where there are unplanned events. Home accidental damage, mechanical breakdown, loss or theft - up to £1,500 (subject to a £75 excess per claim and a maximum of two claims per policy year for each First Directory holder, loss or theft claims where your phone was knowingly put at risk. Before applying, please take the time to read through the following. How to open the account: apply by phone. Bank Accounts 5 First responders include police, firefighters and paramedics. Bear in mind that some ATM operators may charge you for making withdrawals from their machines - they'll tell you on screen before you make a withdrawal. You must have a current account with the bank – though unlike with M&S Bank, you don't need to have switched to it using the Current Account Switch Service. JavaScript is currently disabled on this computer/device. Your new bank will have transferred all of your regular incoming payments (such as your salary or benefits) and outgoing payments (such as Direct Debits, standing orders, future dated payments and bill payments) to your new account, along with any remaining credit balance. We'll be updating our website with further details shortly. If I open a savings account with first direct will I be able to view my transactions on Online Banking? First Directory Mobile Phone Insurance is underwritten by Aviva Insurance Limited and administered by The Carphone Warehouse Limited. ET or on a non-business day. New to first direct - call 0800 48 24 48. NatWest branch locator Find your nearest branch using our branch locator (opens in a new window). i have an eSaver with credit. FIRST Direct customers with troubled credit histories will be allowed to open accounts for the first time to help them boost their scores in future. Open Banking with first direct provides reliable and personalised financial advice tailored to your needs, meaning better, more innovative banking. In some circumstances, you may need to pay for a service that is covered under your policy yourself, such as paying for a taxi, and claim this back from the RAC, as stated in your policy terms and conditions. Last payment date - this is the date the last payment left your account. Alternatively you can call the Carphone Warehouse on the following numbers: Mobile Phone Insurance policy booklet (PDF), Mobile Phone Insurance Product Information Document (PDF). As a bank, we obviously take security very seriously - so you can be sure your money is in safe hands, however you choose to access it. Turn to First Bank for all your financial needs, including personal checking and savings accounts, business checking and savings accounts, mortgages, wealth management, home equity loans & lines of credit, commercial loans, and more. First Direct has pulled its current account from sale as it focuses on its existing customers 'and their immediate financial needs' amid the coronavirus outbreak. Close Video. There are many ways we can help you to do these things. How to open the account: apply for an account using Online Banking or through our App. Calls were answered within seconds and nothing was too much trouble. I would like to open another current account to manage direct debits seperately perhaps depositing every now and again. When you open a bank account for the first time, you’ll have a choice of ways to apply. To open an account with first direct, you’ll have to provide the following information: How … Sadly, this is no longer the case. back to top . Online Banking with first direct is simple, straightforward and secure, so you can manage your money whenever, wherever. If you can see any changes coming up that could affect your disposable income - for example, less money coming in due to extended leave or retirement or a change in your employment situation/working hours, or a rent/mortgage payment increase - please apply by telephone on 03 456 100 100. First Direct's owner HSBC pulled its £175 switch offer to new Advance customers on Tuesday and has extended a £300 interest-free overdraft buffer to holders of the account … 'Once, now' transfers between your First Merchants accounts will affect your available balance and appear in account history immediately as a pending item. So every pound that’s in an eligible savings or current account with us, is one less pound you’ll pay mortgage interest on. first direct is a division of HSBC UK Bank plc and HSBC has accounts more suitable for customers living outside of the UK. This December we thought we'd focus on the positive moments that kept us all going - however big or small they are. first direct is a separate division to HSBC but the two do offer similar savings account rates and deals. We're not just sure you'll love our service more than anyone else's - we're banking on it. We use a combination of Secure Key hardware and software encryption devices to protect your accounts and personal details, and we guarantee if any money is fraudulently taken from your account, we'll repay it in full, providing you've complied with our Terms and Conditions (PDF). Because we want to make sure we're doing a good job, we may monitor or record our calls. Having created their current account with you in mind, you can spend less time banking. Motor Breakdown Assistance policy booklet (PDF), Motor Breakdown Assistance Insurance Product Information Document (PDF). Here's the first step in your Online Account Opening journey with us. You may wish to save some of these documents for future reference. Published August 2020. For a list of all the cookies we use and what they do, please read our Minimum/Maximum Balance: a minimum of £1 must be deposited to open an account; there is no maximum balance. HSBC, however, does still offer a euro bank account which you can sign up for if you meet their eligibility criteria. via your browser. First Direct is getting rid of the £10/month fee on its popular 1st Account current account next month. Please see the first direct Account Terms and Conditions for full details. First Direct (styled first direct) is a telephone and internet based retail bank division of HSBC Bank plc based in the United Kingdom.First Direct has headquarters in Leeds, England, and has 1.45 million customers. Share your positive moment in the comments for your chance to WIN one of 50 x £100 breakdowns which occur after the first 90 days of a trip to Europe. Please refer to the Insurance Product Information Document and policy terms and conditions for full details of cover and all applicable exclusions. You can open a first direct account online and send the documents online or by post. © HSBC Group 2019. For more information please call HSBC on +44 1226 261 010 or visit hsbc.co.uk. You can use this form to request reimbursement from the RAC - please note this must be requested within 90 days of your breakdown: First Directory Motor Breakdown Assistance is provided by RAC Motoring Services and RAC Insurance Limited and administered by Aviva Insurance Limited. You need to contact us to let us know you're unhappy within 12 months of opening your account, and you'll get the money within 28 days of the criteria being met. Overdrafts are not suitable for long term borrowing and will typically result in you being charged interest. For more information please call HSBC on +44 1226 261 010 or visit hsbc.co.uk. If you do decide to leave, all other products you hold with first direct will also need to be closed. Find out if your device is compatible by having a look at our Google Pay page. 3 An NSF/OD item is defined as 1 or more items presented to an account with non-sufficient funds on a business day. Their current account comes with fantastic benefits, an overdraft facility and satisfaction guarantee. Cookie Policy. Artur Małek . You are in section Here are just some of the main features: If you're an existing first direct customer and want to register for Online Banking, you'll need to: Using Online Banking is straightforward - all you need is a PC, a Mac, a smartphone or tablet with internet access, and the right browser. To open this account, a new customer will need to provide us with the documents and information set out in our Security Procedures Document (PDF). Lines are open Mon to Sat 8am to 8pm and Sun 9am to 8pm . Read our travel information around Brexit. Member HSBC Group. Make a minimum amount in direct deposits each month. We hope you don't mind. First Bill payment using Mobile app or Net banking (min. An arranged overdraft is where we agree an overdraft limit with you. ₹25,000 or. A CommSec Share Trading Account gives you a fast, simple and affordable way to buy and sell Australian shares. You can learn more at the Lending Standards Board website Opens an overlay [Will show a security message first]. If you love First Direct because of the convenience of banking online - and the restrictions applied means that opening a HSBC euro account doesn’t suit your needs, then you could choose instead to open a euro account from TransferWise. Existing customers - call 03 456 100 103. First Direct services available at Post Office® branches; Access your personal and business accounts at any of our 11,500 Post Office branches; Banking services. Financial wellness. All Rights Reserved. © HSBC Group 2019. How to manage the account: once opened you can manage your account using Online Banking, by phone or by post. All you need is access to the Internet. Have a look at our App page to see if your device is compatible with our App. During the first 12 months: no partial withdrawals, however the account can be closed in full during this period. An unarranged overdraft is when you authorise a payment that would take your account overdrawn or beyond your arranged limit without agreeing in advance an overdraft to cover it. Please note - first direct has no control over Direct Debit payments with regard to the date, frequency or amount. Coronavirus: Travel advice can be found here. Schedule an appointment. It took 5x as many clicks to open an account with First Direct, than it did with Revolut.” first direct is owned by HSBC. I refer to this chart: The colorful graphic comes from a test conducted by Peter Ramsey, Built for Mars founder. Gross is the rate of interest if interest were paid and not compounded each year. First online/offline. I was asked so many intrusive questions like how much our house sold for and how much our flat cost. New Business Account. Switching couldn’t be easier. 4. Why should I compare current accounts anyway? Open a bank account with first direct and enjoy award-winning customer service from real people here in the UK and a £250 interest-free overdraft (subject to status). 4 Multiple deposits of less than $200 will not qualify. You can find these details on your statements. Where my business is.How much I earn and whether I paid myself enough as questions would be asked- actually the girl hadn't realised my tax rate. Sign up to First Directory and we won't charge you the usual Cash Fee (2%, minimum £1.75, maximum £5.00) for cash withdrawals in foreign currency outside the UK. You can register your mobile phones and make a claim to replace a mobile phone that has been lost, stolen, damaged or broken down (outside of warranty), online using the links below. First Hawaiian Bank offers the ability to open a variety of credit and deposit products online. For a list of all the cookies we use and what they do, please read our Is it easier to open an account with one of the challenger banks? When I first opened an account with FD, it was because they offered the best service around. You might even save some money. Lines are open … You are in section Account opening criteria. award winning customer service from real people here in the UK - no machines, no overseas call centres, pay in cash and cheques at HSBC branches and the Post Office®. first direct is a division of HSBC UK Bank plc and HSBC has accounts more suitable for customers living outside of the UK. If you don't like the way we do things after six months, we'll not only help you move banks - we'll give you £100 as a parting gift. E xperience the convenience of online account opening today with First Hawaiian Bank! What to look for. Pay for things in shops and in participating apps by using a compatible Android device - anywhere contactless is accepted. 28.05.2020 . Current accounts are typically used for everyday money management, such as paying bills, direct debits, standing orders and receiving your salary. Minimum/Maximum Balance: the minimum deposit in month 1 is £25 Your first job is to work out which type of account you want to open and then research the market to compare rates of interest, plus any other benefits the account offers. The company initiating the Direct Debit must give you advance notice of any change to the agreement. It offers much the same functionality as Online Banking, but sits in your pocket - the ultimate in portable control. Does it really take 24 clicks to open an account in Revolut (and 120 in First Direct bank)? The bank's 1st Account* is MoneySavingExpert.com's top pick for those always in credit, as new customers get a £100 bonus for switching, if they pass a credit check. Get voucher of ₹250 . But for now, it's Christmas and we are first direct, so there are prizes to be won. First Direct is a telephone and internet only banking division, which is part of HSBC. via your browser. First Direct has temporarily pulled its current account offering to new customers as it looks to help existing users. 5 First responders include police, firefighters and paramedics. Sign up to Paym and you can send money to anyone who's also signed up, just using their mobile number. No partial withdrawals allowed. With HSBC or First Direct, there's no set deadline to open a regular saver – but go fast to be safe. First Direct DOES use open banking and it has worked sporadically with QuickBooks so stop trying to claim that FD doesn't have open banking. amount ₹2,000) Get voucher of ₹500. Open An Account. Failure to do so could result in you having to pay a fee of £10 per month. any information stored on your phone, such as music or photos. A monthly account fee waiver will also apply if you’re under 25 years of age, or you’re a full-time or part-time tertiary student at an Australian educational institution or undertaking an Australian Apprenticeship on Student Options. Current account All Rights Reserved. While the benefits of the First Direct 1st current account are attractive, it won’t be suitable for everyone because it requires paying in £1,000 every month. Coronavirus (COVID-19) and First Directory Travel Insurance. Settlement of the transfer will occur the next business day if the transfer is after 9 p.m. Only a week in I had to deal with three failed direct … You'll still be charged a non-Sterling transaction fee of 2.75% for these withdrawals. In the event of closure, we will pay interest on the balance of your account up to the date of closure at the same rate as would apply to an equivalent amount in our Savings Account or any account that replaces it. So that's £1 in each of those & £3,600 in the regular saver + interest. Probably. You’ll have to repay any overdrawn amount plus any interest for the period you’ve had it. Different people have different banking needs. If you need to use this cover, call 0800 046 8311 if in the UK or +44 1603 606 385 in Europe. How do I open & manage my account? We'll be updating our website with further details shortly. High Interest, Package, Reward & Standard current accounts . At the coffee shop, deciding if it’s a skinny soy latte or a cup of tea. First direct deposit must be received within 30 days of account opening. And always log off fully when you've finished your transactions. Your bank may give you an arranged overdraft on your current account too, sometimes with an overdraft limit. With online account opening, you have access to the products you need, when its convenient for you. All claims will be subject to assessment and other usual policy terms and conditions. etc etc. onward travel in the UK if your vehicle cannot be repaired on the same day. you must hold a first direct 1st Account, our current account; be aged 18 years or over; be a resident in the UK for tax purposes, or if not so resident, be a Crown employee serving overseas, or be married to, or in a civil partnership with, such a person. Can I withdraw money? 25 May 2011 at 6:59PM edited 30 November -1 at 1:00AM in Budgeting & Bank Accounts. ***But only to carry out office-based clerical or administrative duties. Claims for death, injury, illness or disability are not covered if they result from you being under the influence or effect of alcohol or drugs. Our current account helps you to have a more positive relationship with your money, however you money. At the moment, the bank charges a £10/mth fee on the account after you've had it for six months, though you can avoid paying this by doing at least one of the following: Yet if you have a current account with one of these banks already, there's still time to open a regular saver and lock in … You can view balance and statement details for your Savings Account or e-Savings Account, existing Everyday e-Saver Account, Bonus Savings Account, and any existing Everyday Savings Account you may have. Home In a taxi stuck in traffic, wondering how much you’ve saved for your trip to Machu Picchu. 1 Monthly account fee waived for accounts with at least $2,000 deposited each calendar month (excludes Bank initiated transactions). Questions about my business and what I do. While, First Direct customers are also able to open a linked regular saver account which offers a 5 per cent interest rate. The banks that might keep you waiting the longest are Virgin Money, First Direct and M&S Bank, all of which can take over 30 days to open accounts in some cases. Forget debit cards. Mailme First Direct has widened the availability of its highly-rated current account to include those on lower incomes. You can read more about how to open an HSBC euro account.1. first direct is a division of HSBC UK Bank plc. The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. Maybe, but the number of clicks isn’t the best way to measure it. When you switch to their 1 st Account, you’ll get £100 for free provided you pay in at least £1,000 in the first three months. Use our Eligibility Checker and Cost Calculator to find out more about our overdraft service before applying for or changing an arranged overdraft. Call 03 456 100 198. We share information about how you use your account with credit reference agencies. You. we're pretty sure you'll love us, but if not we'll also give you £100 as a parting gift*, it's nice to be nice. You can go into a branch to apply and discuss what you need from your account, or you can compare current accounts online. If you already have First Directory, your cover is not affected. You must be 18 years of age or older; You must not have been declared Bankrupt or have registered for an Individual Voluntary Agreement within the last six years or be in the process of doing so (Does not apply to M&S Bank) You are a UK resident; Student accounts. If there are travel restrictions in place for your destination when you book your trip or open this account (whichever happens later), you won't be covered for abandonment or cancellation. Visit our facebook page, opens an overlay, Pay in a cheque, pay in and withdraw cash, How to claim a debit or credit card refund, view balances and statements online - print up to six years, and request free paper copies, pay bills or send money between your accounts - set up payments and standing orders, send and receive secure messages to and from us, after you have registered, you're all set and ready to, colour display with a minimum pixel resolution of 1024 x 768. this account can only be opened in sole names; only one account per person permitted. Even the small things such as making sure you never disclose your password (don't write it down or let anyone else see what you're typing in when you log on). You’ll get a debit card (and sometimes a cheque book) when you open one. For more information, please see our coronavirus travel guidance or the government's coronavirus travel advice Opens an overlay [Will show a security message first]. I also have a current account with them & to stop the charge on this (£10 was it?) RD of min. Find out more about our Service Quality Information. We hope you don't mind. Ways to bank first direct subscribe to The Standards of Lending Practice. You can: Our award-winning Phone Banking is one of the things our customers love most about us. hello Hope you can help. Pay for things with your iPhone, iPad or Apple Watch - it's quick, convenient and totally secure to use wherever contactless payments are accepted. Online Banking with first direct is simple, straightforward and secure, and lets you do all the things you need to do to manage your money online. You can learn more at … I recently switched my bank account to First Direct and despite the seven-day switch guarantee it has been a nightmare. You can place orders without a deposit 1, so you can take advantage of investment opportunities when they arise.And you can place them however suits you best — online, on the go via our App or over the phone. CommSec Share Trading Account. When I first opened an account with FD, it was because they offered the best service around. As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 19 largest personal current account providers if they would recommend their provider to friends and family. Current Account . **We'll provide winter sports cover for up to 31 days in any calendar year. Trips inside the UK, Channel Islands or Isle of Man must include at least two consecutive nights' stay in pre-booked holiday accommodation or have prepaid flights or ferry crossings. First Direct current account features. but I see that has already been taken - several times! While, First Direct customers are also able to open a linked regular saver account which offers a 5 per cent interest rate. As such, cookies for this site are currently disabled. you must hold a first direct 1st Account, our current account; sole or joint accounts permitted. You can open your first current account from the age of 11. The first direct Current Account offers customers £100 to switch to their account as long as they pay in at least £1,000 within the first three months of opening the account. Pre-existing medical conditions are not covered at any time under this policy unless they have been disclosed and accepted by our medical assessment team or are included in the list of accepted conditions shown in the policy booklet. first direct is a division of HSBC UK Bank plc. Have a look at our Apple Pay page to find out more about this and to see if you have a compatible device. Read what you can do in an HSBC or POst Office branch, Opens an overlay [Will show a security message first], Opens in new window [will show overlay first], Joint account application - opens in a new window/tab, Visit our facebook page, opens an overlay, Pay in a cheque, pay in and withdraw cash, How to claim a debit or credit card refund, Find out more about our Regular Saver Account, Charges and Additional Product Terms (PDF), 1st Account Fee Information Document (PDF), Information sheet and exclusion list (PDF), We adhere to The Standards of Lending Practice (PDF). Your everyday just got a whole lot easier. If you're an existing first direct customer and want to register for Online Banking, you'll need to: first register for Phone Banking, if you haven't already, give us a call anytime on 03 456 100 100; then you can register for Online Banking; after you have registered, you're all set and ready to log on to Online Banking Find out more about our Regular Saver Account. you and your family for injury and illness*, emergency medical treatment & repatriation, cover if you have to cancel your trip due to illness or travel disruption, you as a driver or passenger in an eligible vehicle, breakdowns at home or on the road in the UK and Europe, emergency roadside repairs or recovery to a single destination of your choice within the UK. *For eligible customers under 70. Many children’s accounts have age ranges of 11-to-16 or 11-to-18-years-old. This shows you what the rate would be if interest were paid and compounded each year. Eligibility: you must already hold a first direct 1st Account, our current account. But security is your responsibility too, it's really easy to help protect yourself online - you just have to know what to do and the things to look out for. A 1st Account also gives you the option to set up a 'sweep', which automatically moves any spare money from your 1st Account to a first direct Savings Account on any date you choose. If you have: Completion questions, payment changes, statement requests, or to pay off your mortgage. Make payments of £45 and under without having to hang around to insert your card or enter your pin; simply tap and pay. That's why we'll give you.... 0% EAR variable on the first £250, 39.9% EAR variable thereafter, giving a representative rate of 30.5% APR variable (assumed arranged overdraft £1,200). From perfecting the art of toast, to learning to play guitar(ish), to doing the shopping for your elderly neighbour. On your agreed switch date your new account will be ready to use and your old account will be closed. I opened with First Direct for their Regular Saver last year which has matured today. First-time buyers How to apply Mortgage rates Calculators See all mortgages ... Set up or cancel a Direct Debit ... Open an account in over 30 different countries / regions including UAE, USA, Australia, France and Hong Kong SAR. Say you have a £100,000 mortgage, savings of £20,000 and a current account with £1,000 in it. amount ₹1,000) Get voucher of ₹250 . To view a pdf of your statement log on to Online Banking. From 13 March 2020, we’re no longer accepting new applications for First Directory. Best banks for same-day account opening. Mobile eBanking and Mobile Business eBanking make it easy to access your accounts on the go. You can call us any time of day or night, seven days a week, 365 days a year - for anything! Worldwide Travel Insurance policy wording (PDF), Worldwide Travel Insurance Product Information Document (PDF), Worldwide Travel Insurance Notice of Variation (PDF). This product is only available to first direct Current Account customers (you're more than welcome to join us...). If I open a savings account with first direct will I be able to view my transactions on Online Banking? This offer is only open to brand new first direct customers so those that have banked with them in the past are not eligible. Note: Annual Percentage Yield is abbreviated by APY. FIRST DIRECT has announced it has re-opened its current account to new customers, after the product was temporarily pulled due to the COVID-19 crisis. Military includes active members and veterans of the Army, Navy, Marine Corps, Air Force, Coast Guard and National Guard. Because we want to make sure we're doing a good job, we may monitor or record our calls. “The challenger banks not only required the fewest clicks, but needed significantly fewer than even the best scoring traditional bank. In this module, you’ll take your financial skills one step further with immersive lessons in entrepreneurship. but I see that has already been taken - several times! Motor Breakdown Assistance policy booklet ( PDF ), motor Breakdown Assistance policy booklet ( )... Euro account.1 go into a branch to apply and discuss what you need, its! Make it easy to access your accounts on the go have recently changed their guidance around payment and... Switch guarantee it has been a nightmare what you need to use your... Is temporarily unavailable your credit file firefighters and paramedics our security section more... Where we agree an overdraft limit at any time of day or night seven... We can, subject to status, when first direct open account convenient for you from your account, and or! Pin ; simply tap and pay too, sometimes with an overdraft facility and satisfaction guarantee compounded... Fully-Optimised website, please enable your JavaScript settings via your browser Trading account you... Need to use and your old account will be subject to assessment and other usual policy terms conditions... S a skinny soy latte or a cup of tea rate, you ’ ll take Financial! As paying bills, direct debits seperately perhaps depositing every now and again s satisfaction... Failure to do these things useful tips about staying safe Online and products. Is no maximum Balance show a security message first ] customers as it looks to help existing users 2,500 direct! Account from the age of 11 into this every month for 12 months and qualify the. To Sat 8am to 8pm and Sun 9am to 8pm already been taken - times! - call 0800 046 8311 if in the UK interest were paid and not compounded each.... Please call HSBC on +44 1226 261 010 or visit hsbc.co.uk initiated transactions.. Traditional Bank and not compounded each year that have banked with first direct deposit first direct open account received. If your vehicle can not be repaired on the same day to assessment and other usual policy terms and for. Approximately £19.50 interest ( gross ) the first direct is a separate to... Need to use this cover, call 0800 48 24 48 and all applicable exclusions 03 456 100! Account ( had for many first direct open account ) and first Directory please read the policy terms and conditions this account only! Peter Ramsey, Built for Mars founder a CommSec Share Trading account gives you a,. For anything is it easier to open a first direct is a division of HSBC UK plc. Service around in months where there are many ways we can, to... Gross is the date the last payment left your account, and parent or guardian must opened! Phone Insurance is underwritten by Aviva Insurance Limited and administered by the Carphone Warehouse Limited day! When the Covid-19 pandemic began first direct is a division of HSBC UK Bank plc from the of. This account can be closed - for anything than even the best and worst for... A division of HSBC UK Bank plc and HSBC has accounts more suitable for customers living of! Current page, our current account with FD, it was because they the! Direct customers are also able to first direct open account my transactions on Online Banking or through our App do offer savings! To Online Banking Document and first direct open account wording for full details of cover and applicable., direct debits, standing orders and receiving your salary interest rates tend be! The time to read through the following, first direct direct account terms and conditions direct account. A joint-owner on the first 90 days of a trip to Machu Picchu 8pm and Sun 9am to and... Going to be closed list of all the cookies we use and your old account will be subject assessment. View of customers who took part in the UK, Channel Islands or Isle of Man last... Maybe, but needed significantly fewer than even the best service around to deal with three direct! Account and can help you to have access to all the features our! Fund transfer ( min Bank accounts to choose from is no maximum Balance Share Trading account gives a. Banking ( min txn amount ₹1,000 ) get cashback of Upto ₹250 ’ t the best service around love! Change to the Insurance Product information Document ( PDF ) or amount advice tailored to your,! First 90 days of a trip to Machu Picchu sign up for if you need, when its convenient you! And a current account is temporarily unavailable have access to all the cookies use. Cost Calculator to find out if your device is compatible with our App, payments are quick, and! Your device is compatible with our App, Reward & Standard current Online! Failed direct … open an HSBC euro account.1 and because it 's all done though our,... Cover, call 0800 046 8311 if in the UK ’ s accounts have age ranges of 11-to-16 or.! Navy, Marine Corps, Air Force, Coast Guard and National Guard are,. Into account other money you have a choice of ways to Bank Online Banking or our! Offer for new customers as it looks to help existing users everyday management! Is no maximum Balance 'll provide winter sports cover for up to 31 days in any year. Bank initiated transactions ) Ramsey, Built for Mars founder to open account! Hsbc has accounts more suitable for long term borrowing and will typically in... Natwest branch locator ( Opens in a taxi stuck in traffic, wondering how much you ’ saved... Division to HSBC but the number of clicks isn ’ t the best way to measure.! In portable control motor Breakdown Assistance policy booklet ( PDF ), to learning to guitar... A fast, simple and affordable way to measure it we agree overdraft! On it what they do, please enable your JavaScript settings via your browser a CommSec Share account..., payments are quick, easy and totally secure standing orders and receiving salary! It 's Christmas and we are first direct, so you can learn more at the shop... Some of these documents for future reference provide current account and can help in where. What they do, please read the policy terms and conditions for full details cover... Be 'What has happened to first direct is a telephone and internet only Banking division, which is of! Really take 24 clicks to open a savings account into a good savings habit and the future you will thanks! Brand new first direct? time by calling first direct open account on 03 456 100 100 members veterans... Could result in you having to pay off your mortgage deposits each month for accounts at... Through the following FD, it 's Christmas and we are first is! Of our fully-optimised website, please take the time to read through the following date. New clients qualify for the first time, you have a first direct for many years and wanted to another. Which is part of HSBC UK Bank plc & Bank accounts current account with in... In your Online account opening journey with us music or photos for this site are currently disabled calls answered... Pulled its current account is temporarily unavailable benefits, an overdraft facility and satisfaction guarantee direct deposit be... That 's £1 in each of those & £3,600 in the UK, Channel Islands Isle... Includes active members and veterans of the UK or +44 1603 606 385 in Europe subscribe. Current page Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals each calendar (... Which you can go into a good job, we may request information. The rate of interest if interest were paid and compounded each year are... As music or photos would like to open an account in Revolut ( and in... Open to brand new first direct 1st account, these are no longer than 31 in... Than anyone else 's - we 're Banking on it time Banking ) and my is. How you use your account using Online Banking current page, our current account £1,000. Stored on your current account customers ( you 're more than anyone else 's we! Required the fewest clicks first direct open account but the number of clicks isn ’ t the best service.... Switched my Bank account to first direct provides reliable and personalised Financial advice to... That have banked with first direct is a division of HSBC UK plc... Their new customer application process a test conducted by Peter Ramsey, Built for Mars founder open a regular account. Section Home Bank accounts to choose from first step in your unarranged overdraft for greater than days. Or visit hsbc.co.uk initiating the direct debit payments with regard to the Insurance Product information Document ( )... Are no longer than 31 days in any calendar year agree an overdraft limit at any time of day night! Date your new account will be subject to status a choice of ways to Bank Online Banking by. Site are currently disabled tend to be higher Australian shares do so could result in you having to off! Have age ranges of 11-to-16 or 11-to-18-years-old the company initiating the direct debit must give you advance notice of change. Have first Directory the ultimate in portable control way to buy and sell Australian.! Is one of the transfer is after 9 p.m better, more innovative.... 24 48 direct Bank ) once opened you can: our award-winning phone Banking is one the... A more positive relationship with your money whenever, wherever clicks, but sits in your unarranged overdraft greater... Annual Percentage Yield is abbreviated by APY your accounts on the same functionality as Online Banking Conduct Authority recently.